6 offers · updated October 2026
We track 6 savings account bonuses, with the largest currently worth $1,500. Savings bonuses usually require parking a minimum balance for a set hold period, so the smartest way to compare them is by annualized return (APY-equivalent) rather than headline dollars. Every offer below shows the deposit you need, how long to hold it, and that effective yield. Featured banks include Capital One, TD Bank, SoFi, Live Oak Bank, and others.
Open a new Capital One 360 Performance Savings account on or after April 15, 2026 using promo code EARN1500, deposit at least $5,000 of new money from an outside bank within the first 15 days, and keep that balance for the following 90 days. The bonus ranges from $75 to $1,500 depending on the deposit tier maintained, and is paid into the account within 60 days; customers who had certain Capital One savings accounts on or after Jan. 1, 2024 are ineligible.
A new TD customer must open a qualifying checking account and receive the stated qualifying direct deposits (payroll, pension, or government benefits of at least $250 each) within 60 days — $2,500 for TD Beyond Checking ($300) or $500 for TD Complete Checking ($200). Adding a new TD Signature Savings account with at least $10,000 deposited in the first 20 days and maintained for 90 more days earns another $200, for up to $500; bonuses are paid within 180 days of account opening and TD may take the bonus back if the account closes within 6 months.
A new or existing SoFi member who has never set up direct deposit must set up their first eligible direct deposit (recurring ACH of payroll, pension, or government benefits) received by SoFi on or before 12/31/26; SoFi totals eligible direct deposits over the 25 calendar days following the first deposit of $1 or more, paying $50 for totals of $1,000-$4,999.99 or $400 for $5,000 or more. Only one bonus per member, paid into an open SoFi Checking account in good standing within 7 business days.
Open a new Live Oak Bank personal savings account between September 8 and October 16, 2026, and fund it with at least $20,000 in money transferred from an outside financial institution by 5:00 p.m. ET on October 16, 2026. Keep the balance at $20,000 or more for 90 consecutive days (existing customers must also keep their prior personal savings balances at their September 7, 2026 level) and keep the account open to receive the $300 bonus within 45 days after the 90-day period ends.
Open a new Chase Savings account with the offer code (not available to existing Chase savings customers), deposit at least $5,000 in new money from outside Chase within 30 days of enrolling, and keep that balance in the account for 90 days from enrollment. Depositing $5,000-$9,999.99 earns $100 and $10,000 or more earns $200, paid into the account within 15 days after requirements are met.
A customer who is new to Barclays savings/CD products must open a Barclays Tiered Savings account by 10/31/2026, deposit at least $25,000 within the first 30 days (multiple external deposits allowed), and keep the balance at or above $25,000 for 120 consecutive days. The $200 bonus is then credited to the account in about 60 days and is reported as interest.
Convert the bonus into an annualized return: divide the bonus by the required deposit, then scale by how long you must hold it. A small bonus on a low balance held briefly can beat a large bonus that ties up more money for longer.
The largest savings bonus we currently track is $1,500.
The hard part isn't finding a bonus — it's meeting every requirement before the deadline. BonusBoard tracks all of it for you, so you actually collect the cash.
Some links on this page are affiliate links — BonusBoard may earn a commission if you open an account, at no cost to you. This never affects how offers are ranked. Bonus terms are set by the bank and may change; always confirm details on the bank's official page before applying.