Bank Bonuses of $500 or More

1 offer · updated July 2026

Looking for the biggest payouts? These 1 offer each pay $500 or more, with the largest currently worth $900. The largest bonuses typically require substantial deposits or transfers held for several months — sometimes a year for brokerage offers — so plan for the capital commitment. Every listing shows the deposit, hold period, and annualized return. Featured banks include Chase.

24.3% APYChecking + Savings
Deposit
$15,000
Hold period
90d

Open a new Chase Total Checking® and Chase Savings℠ account. Set up a qualifying direct deposit into checking within 90 days of enrollment to earn $300, deposit $15,000+ in new money into savings within 30 days and maintain a $15,000 balance for 90 days to earn $200, and get a $400 bonus for opening both — $900 total. Each bonus is paid within 15 days of meeting its requirements.

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Frequently asked questions

Which banks offer $500+ bonuses?

These are usually larger checking offers with a high direct-deposit threshold, or brokerage offers tied to sizable transfers. The current list of qualifying banks is shown above.

Do I need a lot of money for a $500 bank bonus?

Often, but not always. Some $500 checking offers only require qualifying direct deposits rather than your own locked-up capital. Check each offer's requirement.

Don't let one of these bonuses slip away

The hard part isn't finding a bonus — it's meeting every requirement before the deadline. BonusBoard tracks all of it for you, so you actually collect the cash.

  • Every requirement, deposit, and deadline tracked in one dashboard.
  • Vetted offers with the direct-deposit and eligibility fine print decoded up front.
  • See the earliest safe close date for each account so you never trigger a clawback.

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