It's real cash, not points — often $200 to $400 per bank, just for opening an account and setting up direct deposit. No investing, no risk to your savings. But miss one deadline and you forfeit the whole bonus. BonusBoard tracks every rule and due date so you actually collect.
No credit card required · Cancel anytime · Terms vary by bank
$900+ in cash bonuses tracked across 1 live offers right now.
Drag every deal from applied to bonus posted.
See each offer's annualized yield at a glance.
Every requirement and due date logged for you.
Flags deals that need attention before you forfeit.
Bonuses are 1099 income — track them year-round.
Blended APY and total capital deployed at a glance.
No savings? No problem. Many top offers are direct-deposit bonuses — route your paycheck for a couple of months and the bank pays you $200–$400, with no minimum balance and none of your own money at risk. Learn how →
| Bank bonuses | ||||
|---|---|---|---|---|
| Direct deposit | Savings / balance | Stock market | HYSA | |
| Typical reward | $200–$400 cash | 8–15%+ APY | Variable | ~5% |
| Your money locked up? | ✗ None — just route a paycheck | Minimum balance only | Yes — fully invested | Yes |
| Payout contractual? | ✓ Yes | ✓ Yes | ✗ No | Variable rate |
| Market risk? | ✗ None | ✗ None | ✓ High | ✗ None |
| What can go wrong? | Missing a requirement | Missing a requirement | Everything | Rate drops |
| BonusBoard helps? | ✓ Tracks every rule | ✓ Tracks every rule | — | — |
Direct-deposit bonuses are flat cash for routing a paycheck — none of your own money is at risk. Savings/balance bonuses pay an annualized yield for parking cash you keep.
Compare every current bank bonus by annualized yield — no signup needed.
Browse the offer library →Drop offers into your pipeline and BonusBoard logs every requirement and deadline.
Open my board →Deadline risk scoring and alerts make sure the bonus actually lands in your account.
The fastest cash — often just a qualifying direct deposit.
View offers →High-yield offers that pay you to park a balance.
View offers →Earn a bonus without routing a paycheck.
View offers →The biggest payouts we currently track.
View offers →Low or no deposit, with simple steps.
View offers →Cash and free stock for transfers and deposits.
View offers →New high-value offers and deadline reminders, straight to your inbox. No spam.
Predictable returns. No market risk. Takes 2 minutes to set up.